VIC STAMP DUTY
Estimate Victorian property stamp duty, compare general-duty examples and check which home-buyer concessions need an SRO assessment.
Enter a price to see the standard rate and any simple first-home estimate.
State revenue offices can apply concessions, surcharges or dutiable-value rules that are outside this quick estimate.
Open official rate and calculator ↗These general-duty examples suit a residential investment with no exemptions or additional duty. A home you live in may qualify for relief. Estimates are rounded to whole dollars.
| Dutiable value | Estimated duty |
|---|---|
| $500,000 | $25,070 |
| $600,000 | $31,070 |
| $700,000 | $37,070 |
| $800,000 | $43,070 |
| $1,000,000 | $55,000 |
The general rate is $2,870 plus 6% of the amount above $130,000: $2,870 + $34,200 = $37,070. Use $700,000 and “Rent it out” above to reproduce it. At $1 million the general rate is instead 5.5% of the whole value, giving $55,000.
These SRO general rates apply to contracts from 1 July 2021. Historical contracts need the official calculator. General rates and buyer guidance checked 17 October 2026.
Eligible buyers can receive full relief up to $600,000, with a concession band up to $750,000. New homes, established homes and qualifying land can be covered. Price alone does not establish eligibility.
For an eligible $600,000 first home, this tool shows $0 duty. At $700,000, it shows N/A because partial relief is not modelled. Get that amount from SRO before setting your budget.
Check first-home eligibility at SRO ↗You may qualify for the principal place of residence concession up to $550,000 even if you have owned a home before. This calculator does not subtract that concession.
For an eligible $500,000 home, the principal residence rate gives $21,970 duty, a $3,100 saving against general duty of $25,070. With “First-home buyer” unticked, selecting “Live in it” here still shows the general amount. Confirm eligibility with SRO before using the lower figure.
Check the home-buyer concession ↗A deposit is only part of the cash needed. For a $700,000 investment property with a 20% deposit and no duty relief or additional duty:
This is not a complete purchase budget. Add conveyancing, inspections, registration and loan fees, any settlement adjustments, and your cash reserve. The 20% deposit is an example, not a lending requirement.
Build your own total with the purchase-cost calculator and our deposit and buying-costs guide. For an investment, also check the ongoing rent, expenses and repayments with the rental property cash-flow calculator.
Use the higher of the price paid and market value. For qualifying vacant land, SRO assesses the land value without the building contract. Off-the-plan purchases need a separate assessment of any concession; choosing “New home” here does not apply one.
No. SRO checks ownership and benefit history, including your spouse or partner, purchaser status and occupation. At least one purchaser generally needs to occupy the home for 12 continuous months starting within 12 months of settlement. Land has different moving-in deadlines. Read the official eligibility link above for conditions and exceptions.
For values above $600,000 and below $750,000, this tool does not calculate partial first-home relief. N/A means an official calculation is needed, not that duty is zero. Use the SRO calculator linked beside your result.
No. Grants are separate from duty. Foreign purchaser additional duty, off-the-plan relief, pensioner benefits and other special cases are outside this estimate. See SRO concessions and exemptions and obtain a transaction-specific assessment.
Plan for duty at settlement. SRO says it must be paid before the transfer can be registered, usually at settlement. Your conveyancer, solicitor or bank normally handles payment. Confirm the amount and available funds with them beforehand. See SRO payment guidance.
Neither. BrickOutlook is an independent residential-property planning tool. It covers Melbourne and regional Victoria under the same general state rates. For vehicle duty or a final property assessment, use the State Revenue Office.
Buying your first home? Explore first-home assistance. Buying elsewhere? Compare stamp duty in other states.
This tool does not decide eligibility, include foreign purchaser surcharges, account for shared ownership or replace a conveyancer’s duty statement. Keep the official link beside your budget and confirm the amount before you sign or settle.
