How much is stamp duty in Australian Capital Territory?
Non-owner-occupier residential duty. The calculator also shows the lower eligible owner-occupier schedule when you select “Live in it”. Estimates are rounded to whole dollars.
General duty before concessions
Dutiable value
Estimated duty
$500,000
$11,400
$600,000
$15,720
$700,000
$20,040
$800,000
$25,150
$1,000,000
$36,950
A $700,000 Canberra home or investment
Investor duty is $11,400 plus 4.32% of $200,000, giving $20,040. The eligible owner-occupier base is $8,408, giving $17,048 at the same value. These are base rates before the Home Buyer Concession Scheme.
Base schedules apply from 1 July 2025. The Home Buyer Concession Scheme scenario uses rules from 1 July 2026. Check official rates ↗
Sources checked 2 October 2026.
Which relief should you check?
Ordinary owner-occupier rate
Selecting “Live in it” assumes at least one buyer meets the occupation conditions, including a continuous year of residence starting within the required period. This lower base rate is separate from the Home Buyer Concession Scheme.
From 1 July 2026, eligible buyers can receive full exemption without the former income and property-value limits. Prior ownership, buyer and residence conditions still apply. The scheme is not limited to people who have never owned a home.
No. It only compares a possible eligible scenario. All buyers and domestic partners must meet the applicable prior-property rules, generally no property interest in the preceding five years, subject to exceptions.
Can I use this for a contract before July 2026?
Use the ACT Revenue Office calculator for an earlier transaction. The HBC scenario here assumes the rules from 1 July 2026 and does not apply historical income tests or concession caps.
What about land and building contracts?
The amount subject to duty can depend on whether land and construction are bought together or contracted separately. Confirm the dutiable value before entering it. Read the official guidance ↗
Are unit, pensioner and disability schemes included?
No. Those schemes need separate eligibility checks. This residential estimate also excludes commercial transactions and registration or other purchase costs.
This tool does not decide eligibility, include foreign purchaser surcharges, account for shared ownership or replace a conveyancer’s duty statement. Keep the official link beside your budget and confirm the amount before you sign or settle.