NSW STAMP DUTY
Estimate NSW transfer duty and see how the First Home Buyers Assistance Scheme could change the upfront bill.
Enter a price to see the standard rate and any simple first-home estimate.
State revenue offices can apply concessions, surcharges or dutiable-value rules that are outside this quick estimate.
Open official rate and calculator ↗General residential duty using 2026/27 thresholds, before concessions or surcharge purchaser duty. Estimates are rounded to whole dollars.
| Dutiable value | Estimated duty |
|---|---|
| $500,000 | $16,687 |
| $600,000 | $21,187 |
| $700,000 | $25,687 |
| $800,000 | $30,187 |
| $1,000,000 | $39,187 |
$11,602 covers the first $387,000. Add 4.5% of the remaining $513,000 ($23,085) to get $34,687. Enter $900,000 with first-home buyer unticked to reproduce the estimate.
General thresholds apply for the 2026/27 financial year. Earlier contracts need the historical rates. Check official rates ↗
Sources checked 2 October 2026.
Eligible new or existing homes up to $800,000 can be exempt. Reduced duty may apply above that amount and below $1 million. This tool models the full exemption, but refers partial relief to Revenue NSW.
Check home and land thresholds ↗Vacant land has different limits: possible exemption up to $350,000 and partial relief below $450,000. Choose the land option rather than applying the home threshold to your block.
Check the NSW assistance scheme ↗A value in a partial-concession band needs the official assistance calculator. N/A is not zero duty. Do not put zero in your purchase budget while awaiting confirmation.
No. Ownership history, your spouse, citizenship or residency and living in the home affect eligibility. The scheme generally requires 12 months of occupation. Check the official requirements before relying on a possible exemption.
The estimate includes the 2026/27 residential premium band above $3,870,000. It assumes wholly residential land of no more than two hectares. Mixed use and larger land need Revenue NSW assessment.
This is an independent property calculator for NSW, including regional purchases. It does not calculate vehicle duty, foreign-purchaser surcharges or decide the correct value for a related-party transfer.
Use confirmed duty with your deposit, fees and reserve in the purchase-cost calculator. Review first-home assistance, read the buying-costs guide, or compare other states and territories.
This tool does not decide eligibility, include foreign purchaser surcharges, account for shared ownership or replace a conveyancer’s duty statement. Keep the official link beside your budget and confirm the amount before you sign or settle.
