One shortlist. Side by side.
Compare up to four saved properties by yield, cash flow and the cash you need upfront.
Build your shortlistPROPERTY INVESTMENT, IN PERSPECTIVE
Look beyond the asking price. Understand the rent, the costs and what an investment could mean for your money.
Free to use · No account needed · Your figures stay yours
$600,000 apartment · Example costs included
$480,000 loan at 6%. Principal & interest over 30 years. Two weeks without rent.
Drag the slider to try your own scenario.
Change one number. See the bigger picture.
FROM FIRST LOOK TO FINAL SHORTLIST
Start with two numbers. Go deeper when you need to.
A good yield is only part of the story. Add the bills and your loan to see what’s left, or what you’ll need to contribute.
Explore rental cash flowRent pays 70% of the bills and repayments. You cover the rest.
Includes 2 weeks without rent and principal & interest repayments.
Compare up to four saved properties by yield, cash flow and the cash you need upfront.
Build your shortlistDrag the slider to try your own scenario.
$650 weekly rent · $480,000 loan over 30 years
Higher rates. A gap between tenants. An unexpected repair. Test the impact before it becomes a bill.
Run a stress testTHE BIGGER PICTURE
Put property beside bank savings, the ASX 200 and the S&P 500. Compare using the same starting cash and extra contributions.
Compare investmentsIllustrative values before tax.
Drag the slider to try your own scenario.
$150,500 upfront, plus matching annual contributions. Property growth 3%, rent and costs rising 2.5%, bank interest 4%. ASX 200 9.31% and S&P 500 14.82% use annualised total returns for the 10 years to December 2025. Index fees 0.1%; currency movement 0%.
Property includes sale costs and reinvested cash surpluses. Before personal tax and capital gains tax. Historical averages are assumptions, not predictions. See the method and sources.
USEFUL AT EVERY STAGE
Deposit, duty, fees and a buffer. Know the cash you need.
Purchase budgetSee whether a lower rate pays off after switching costs.
Refinance calculatorExplore grants, stamp duty relief and the rules to check.
First-home assistanceKeep properties in this browser. Export a session to move devices, share a snapshot or download the figures as CSV.
A LITTLE KNOWLEDGE GOES A LONG WAY
BEFORE YOU START
No. Enter a purchase price and expected rent to see gross rental yield. Add costs and finance when you have them. Missing costs are kept visible so you know what still needs checking.
Yes. You can use the calculators, compare saved properties and export your figures without an account or subscription.
Your draft and saved properties stay in this browser when local storage is available. Clearing browser data or ending a private session can remove them. Export a session file to keep a backup or continue on another device.
Each option starts with the same cash. Annual property shortfalls are matched by contributions to the alternatives. You can change growth, bank interest, index return assumptions, fund fees and the currency effect. See the formulas and assumptions.
BRING YOUR NEXT PROPERTY INTO FOCUS
Free. No sign-up. As much detail as you need.